A travel insurance policy to cover theft, travel cancellation, flight delays, flight cancellations, travel problems, lost luggage or any item, including helicopter rescue flights, and other medical problems is a very important component for travel in Nepal.
When trekking in mountain areas, there can, sometimes, be the possibility of health issues, injuries, altitude sickness, and the like. There are a wide variety of policies of insurance available so check the policies, read them carefully, and choose a policy that covers medical and emergency transport, including helicopter evacuation for trekkers if needed. These events in some cases can be costly therefore you might purchase a policy that provides you with a minimum expenses limit of 100,000.00 US dollars. Also, you may prefer a policy that pays doctors or hospitals directly rather than you pay on the spot and claim later. In Nepal, most medical treatment must be paid at the point of delivery. If your insurance company does not provide upfront payments, then make sure you obtain receipts so you can reclaim them later.
LIST of recommended Travel Insurance companies :
|Name of Insurance Companies||Websites|
|Travel Guard Group, Inc.||www.travelguard.com|
|World Nomads Pty Ltd||www.worldnomads.com|
|Travelex Insurance Services Inc.||www.travelexinsurance.com|
|Travel Assist Network, Inc.||www.theairrescuecard.com|
|Insure & Go Insurance Services Limited||www.insureandgo.com|
|The British Mountaineering Council (BMC)||www.thebmc.co.uk|
|Essential Travel Ltd||www.essentialtravel.co.uk|
|Cover-More Insurance Services Pty Ltd||www.covermore.com.au|
|Allianz SE, Munich, Germany||www.allianz.com|
|1Cover Pty Ltd.||www.1cover.com|
|itrek Pty Ltd||www.itrektravelinsurance.com.au|
|Europ Assistance, Paris, France||www.europ-assistance.com|
|Allianz Seguros S.A.||www.allianz.com.br|
Special Note :
The above mentioned companies were recommended by our previous travelers and are for recommendation purposes only.